Finance

Finance calculators are
harder than they look

Maybe you built one that worked great initially. Now it's becoming a maintenance burden. Compliance issues are surfacing. Browser compatibility problems. Adding new finance products reveals fundamental limitations you didn't anticipate.

We get it. Finance calculators are deceptively complex. We're the experts — we understand financiers, car sellers, and consumers. Let us handle this so you can focus on what you do best.

Core Strength

Finance is what Vyro does exceptionally well

Not an add-on or afterthought — finance capability is a first-class feature of the Vyro platform.

Complete finance
infrastructure

From quote to settlement, Vyro handles the entire finance journey with precision and compliance.

Real-time Calculations

Instant pricing, repayments, and total cost of ownership across multiple finance products

Multiple Products

Support for hire purchase, PCP, lease, and balloon financing options

Partner Integration

Connect your preferred finance partners with seamless API integration

Compliance Ready

Built for regulated financial workflows with full audit capabilities

Capabilities

  • Live rates & fees from partners, or standalone with simple self-management
  • Deposit and balloon adjustments
  • Term flexibility and comparison
  • Credit application workflows
  • Full audit trail and sync
  • Seamless partner integration
Stripe

Secure Deposits

Powered by Stripe

Deposit Amount

$2,500

Online or in-store payment

PCI-compliant secure processing

Customer pays deposit
online or in-store

Accept secure deposits through Stripe. Customers pay a deposit online to reserve their vehicle, then complete the final transaction in person or through their chosen financier.

  • Deposit payments online or in-store
  • Stripe-powered secure processing
  • We'll get you set up quickly
  • Full audit trail and sync
  • Configurable deposit amounts

Working with traditional finance providers?
We handle it

Many finance companies have specific requirements around how repayments, disclaimers, and calculations are displayed online. We've partnered with finance providers worldwide to deliver compliant, accurate solutions.

Major banks to small providers

We've integrated with major financial institutions and small local finance providers. Each has unique requirements, regulatory constraints, and technical limitations. We navigate them all.

We bridge the communication gap

Finance companies often don't have technical teams who understand digital integration. You might not fully understand finance products either. We speak both languages and make it work.

All the finance products, all the complexity

Principal & Interest
HP
PCP
Guaranteed Future Value (GFV)
Balloon Payments
Residual Values
Car Subscriptions
Novated Leasing

Start simple, scale as you're ready

Minimal effort required from your finance partner. We can get you up and running in weeks with a turnkey solution, then layer in advanced integration when you're ready.

1

Weeks 1-2

We take your financier's products, give them one or two examples, and configure everything. You can preview, test, try to break it. Go live quickly with accurate calculations and compliant disclaimers.

2

Month 2+

Integrate with the financier for live rates and residual values. Connect to their application flow. No heavy lifting required from your finance partner — we handle the technical complexity.

3

Ongoing

Add live status updates from the financier. Layer in additional finance providers. Optimize and refine as your business scales. We're flexible and adapt with you.

We know finance companies and we know car companies. We're the glue in the middle that makes this work — navigating technical challenges and communication gaps so you can focus on selling cars.

From simple to complex
We handle it all

Single finance product

Selling just a basic principal and interest or hire purchase product? We can set you up with a simple, accurate calculator that shows repayments and gives customers the information they need.

  • Fixed rate products
  • Simple principal & interest
  • Basic hire purchase
  • Clear, compliant display

Complex multi-financier panels

Got a panel of financiers? Want to prefer one over others? Need to give customers indicative quotes across multiple products? We'll handle all the complexity and make it work seamlessly.

  • Multiple finance providers
  • Product comparison tools
  • Preferred lender routing
  • Indicative vs. firm quotes

Throw your requirements at us — we'll make it stick.

Transform your finance experience

See how Vyro's finance capabilities can improve your conversion rates.